December 8, 2025 – If you’ve been bombarded by those unsolicited Cash App “Invite Friends” texts, relief is here: A $12.5 million class action settlement could net you up to $147 in compensation. The lawsuit, Bottoms v. Block, Inc. (Cash App’s parent), alleges violations of Washington law by sending promotional referral messages without proper consent. Block denies wrongdoing but settled to resolve the claims.
Eligible Washington residents who received such texts from November 14, 2019, to August 7, 2025, can claim $88–$147 each, depending on claim volume. The fund covers payouts, admin costs, and fees. Claims deadline was November 27, 2025 – but late petitions possible with good cause. Final approval came December 2, 2025; payments eyed for early 2026. This updated guide (post-approval) covers eligibility checks, claims (even late), timelines, and scam alerts – millions may qualify; verify in 2 minutes.
What Is the Cash App $147 Settlement 2025? Quick Overview
The settlement addresses claims that Cash App’s referral feature enabled users to spam contacts with texts like “Join Cash App with [code] – get $5” without opt-in consent, breaching Washington’s Consumer Protection Act and TCPA. Covers texts from November 14, 2019–August 7, 2025. No harm proof needed – self-certify receipt as a Washington resident. $12.5M pot yields $88–$147 per valid claim (higher if fewer file; lower if many). Court approved December 2, 2025 – no appeals filed yet. Payouts: Early 2026 via check, direct deposit, or digital wallet. Official site:
Key Facts Table
| Aspect | Details |
|---|---|
| Settlement Amount | $12.5 million total fund |
| Individual Payout | $88–$147 (pro-rated by claims) |
| Covered Period | Nov 14, 2019 – Aug 7, 2025 |
| Who? | Washington residents receiving unsolicited Cash App referral texts |
| Deadline | Claims: Nov 27, 2025 (late OK with cause) |
| Payout Timeline | Early 2026 (60–90 days post-approval); appeals delay to mid-2026 |
Block must enhance consent processes for 3 years.
Who Qualifies for the Cash App $147 Settlement? Simple Eligibility Check
Qualify if:
- Washington resident at text receipt.
- Got Cash App referral promo (e.g., “Join with [code] – get $5”).
- No prior clear consent for that message.
- Exclusions: Block/Cash App employees/families; prior opt-outs.
No proof required – self-certify. ~Thousands affected; notices mailed (check spam). No notice? Use site tool with phone/email.
Eligibility Quick Quiz Table (Yes to All?)
| Question | Yes? |
|---|---|
| Washington resident Nov 2019–Aug 2025? | [ ] |
| Received Cash App referral text (not alerts)? | [ ] |
| No opt-in for promos? | [ ] |
| Not employee/family? | [ ] |
All yes? Eligible – get Notice ID from site. Excluded? Object (deadline passed).
Easy Step-by-Step Claim Guide: Get Your $147 Share (Late Options Post-Deadline)
Deadline November 27, 2025 passed – but petition court for late claim with good cause (e.g., no notice). 2–5 mins online:
- Official Site: – ignore fakes.
- Lookup: Enter phone/email for Notice ID or eligibility tool.
- Form: Confirm name, address then, phone/text details. No docs for base claim; add for extras (e.g., time lost).
- Submit: Online preferred; mail paper. Confirmation email instant. Late? Email administrator@bottomstextsettlement.com with reason.
- Track: Site dashboard; alerts. Post-approval, select payout (check/deposit). Help: 1-877-540-7545.
Pro Tips: Desktop ease; save PDF. Denied? Free appeal. Scams: Official only.
Key Dates & Timelines: Track Your Cash App $147 Payout
| Milestone | Date | What Happens |
|---|---|---|
| Preliminary Approval | October 2025 | Notices sent; claims open |
| Claims Deadline | November 27, 2025 | File by; late petitions OK |
| Final Approval Hearing | December 2, 2025 | Court approved; objections reviewed |
| Payout Start | Early 2026 (60–90 days post-approval) | $88–$147 each; ~30-day notice |
| If Appeals | Mid-2026 | Delays; site updates |
| Fund Close | Late 2026 | Unclaimed reverts to Block |
Admin costs: ~$5M from pot.
Beware Scams: Spot Fakes & Protect Your Claim
Fakes flood inboxes – red flags:
- “Claim now” unsolicited emails/texts (official: Mail only).
- SSN/bank demands upfront (site minimal; verify payout later).
- Sites like “cashapp147claim.com” (official: bottomstextsettlement.com).
- “Guaranteed $147” (varies by claims).
Safe Steps: Forward to FTC.gov/complaint. Antivirus up; password change if clicked. Helpline verifies: 1-877-540-7545.
Beyond the Settlement: More 2025 Cash Wins for Cash App Users
Stack perks:
- Data Breaches: 2021–2023 hacks? Check classaction.org (up to $2,500).
- Fraud Refunds: Unauthorized txns? Report cash.app/help.
- Tax Boosts: EITC $7,830 max on 2025 returns (low-income/kids).
- State Rebates: WA property up to $1,000 by Dec 31.
The Cash App $147 settlement? Win for WA textees – petition if late, track Dec 2 approval. Missed? Site check still. Got notice? Prime. Eligibility Q? Drop state/phone below. Claim smart, cash holidays!