Imagine scrolling through old texts and spotting those unwanted Cash App referrals—now, they could net you up to $147 in free cash. That’s the reality for thousands under the Cash App $147 settlement 2025, a $12.5 million class action deal wrapping up spam text claims against Block, Inc. As of December 4, 2025, with final approval just days behind on December 2, eligible Washington residents who filed in time are eyeing payouts soon. This quick guide breaks down the Cash App class action eligibility, step-by-step Cash App claim process 2025, and Cash App payout timeline so you can track your share without the guesswork.
What Is the Cash App $147 Settlement?
This settlement stems from Bottoms v. Block, Inc., accusing Cash App of violating Washington’s privacy laws by sending unsolicited referral texts via its “Invite Friends” feature. From November 14, 2019, to August 7, 2025, these messages hit phones without clear consent, breaching the Commercial Electronic Mail Act and Consumer Protection Act. Block denies wrongdoing but agreed to the $12.5 million fund to resolve it—no admission of guilt, just closure for users annoyed by the spam. After covering legal fees and admin costs, the rest splits among claimants, estimated at $88 to $147 each based on valid filings. It’s a win for digital privacy, especially in a world of endless app promotions.
Who Qualifies for the $147 Payout?
Cash App class action eligibility is straightforward but narrow: You must have lived in Washington when receiving a Cash App referral text during the class period, without prior opt-in consent. No need to be a Cash App user—even non-app folks who got the messages qualify. Exclusions apply if you opted out of the suit, worked for Block, or filed a separate claim. Since claims closed October 27, 2025, focus on status checks if you submitted—thousands did, but low filing rates could boost your share.
Basic Requirements
To meet Cash App class action eligibility: Reside in Washington at receipt time. Got a promotional/referral text from Cash App November 14, 2019–August 7, 2025. No affirmative consent given beforehand. Submitted a timely claim form (now closed, but verify yours).
Income Limits for Full Payment
No income caps here—this is a flat pro-rated payout from the fund, not needs-based aid.
| Claim Volume Estimate | Expected Payout per Claimant |
|---|---|
| Low (under 50,000) | Up to $147 |
| Medium (50,000–80,000) | $100–$130 |
| High (over 80,000) | $88 minimum |
Automatically Eligible Groups
Anyone matching the text criteria auto-qualifies if claimed. No special groups, but former Cash App users reporting spam are common—self-certify without proof, as Cash App records verify.
When Will Payments Be Sent?
With final approval on December 2, 2025, the Cash App payout timeline accelerates: Claim reviews wrap early 2026, followed by distributions 60–90 days later. Direct deposits or digital wallets (like Venmo) hit fastest, while checks mail out slower. Appeals could nudge it to mid-2026, but most expect funds by spring. Track via BottomsTextSettlement.com—emails alert 30 days pre-payout.
- Direct Deposits/Digital: February–April 2026 (priority for speed)
- Paper Checks: March–May 2026 (4–6 weeks extra)
- Status Updates: January 2026 onward via portal lookup
Steps to Ensure You Receive Your Payment Quickly
Claims are closed, but if you filed, here’s how to lock in your Cash App claim process 2025 payout without snags. Log into the official site with your phone number or claim ID for instant verification. Update banking details promptly—direct deposit slashes wait times. If deficient (e.g., missing info), complete the verification form ASAP to avoid rejection. Steer clear of scam “claim now” texts; official outreach is mail-only from BottomsTextSettlement.com. Contact admins at 877-540-7545 or info@BottomsTextSettlement.com for help—no fees ever.
Why This Settlement Matters
Beyond the $88–$147 windfall, the Cash App $147 settlement 2025 pushes apps toward stricter consent rules, curbing spam that clogs inboxes and erodes trust. For Washingtonians, it’s quick relief for minor irritations—enough for groceries or a bill—while signaling consumer power against tech overreach. Low claim rates (often 3–12% in similar cases) mean bigger shares for filers, turning annoyance into actual value. It’s a reminder: Check your texts, claim your rights, and watch for more privacy wins ahead.
FAQs – Cash App $147 Settlement 2025
- Am I eligible if I didn’t use Cash App?Yes—if you got a Washington referral text in the period without consent.
- What’s the Cash App payout timeline now?Early 2026 post-approval; track on BottomsTextSettlement.com.
- Do I need proof for the Cash App claim process 2025?No—self-certify; records confirm eligibility.
- Can non-Washington residents claim?No—this is state-specific; check your AG for others.
- Is the payout exactly $147?Estimated $88–$147, pro-rated by claims—finals out early 2026.
Conclusion
As December 4, 2025, brings post-approval clarity, the Cash App $147 settlement 2025 delivers real accountability and cash for spam victims—up to $147 awaits verified claimants. If you filed, monitor BottomsTextSettlement.com for your Cash App payout timeline update; early 2026 could mean easy money in your account. This isn’t just a payout—it’s progress on privacy. Skip the scams, stay official, and turn those forgotten texts into a holiday boost. Your share is waiting—check today and cash in soon.