Cash App $12.5 Million Settlement 2025: Dealing with unwanted spam texts on your phone? If you’re in Washington state and got promotional messages from Cash App without signing up for them, you might be in line for up to $147 from a big $12.5 million settlement. This isn’t a free handout for all users – it’s compensation for folks annoyed by unsolicited texts pushing Cash App referrals, like “Invite a friend and get $5.” The company behind Cash App, Block Inc., didn’t admit any mistakes but agreed to pay up to end a lawsuit filed under state privacy rules.
With the claim deadline just passed on October 27, 2025, and final court okay on December 2, 2025, eligible people could see money in early 2026. In this straightforward guide, we’ll break down who gets paid, the simple claim steps (if you filed in time), and payout details. Based on the latest from the official settlement site and court updates as of December 9, 2025, here’s everything you need for Cash App settlement 2025 to turn frustration into cash.
What Is the Cash App $12.5 Million Settlement All About?
Picture this: Your phone buzzes with texts from Cash App about signing up or inviting friends, even though you never agreed to hear from them. That’s the heart of the Bottoms v. Block Inc. lawsuit, a group legal action claiming Cash App broke Washington state’s rules on unwanted marketing messages. These texts went out from November 14, 2019, to August 7, 2025, hitting up to 2 million phones without clear okay from the receiver.
Block Inc. says they did nothing wrong but settled for $12.5 million to wrap things up fast and avoid a long court fight. The money covers payouts to affected people, lawyer fees (about $3.1 million), and running costs. Plus, Cash App must improve how they get permission for texts over the next three years – a win for privacy in a world where spam complaints jumped 25% this year. This isn’t tied to data breaches or hacks; it’s purely about those pesky promo alerts. If you ignored them back then, now’s your chance to get something back – but only if you acted before the deadline.
Why This Matters for Everyday Phone Users
In 2025, with digital ads everywhere, settlements like this push companies to respect your “no thanks.” It’s not a huge jackpot, but $88 to $147 can help with bills or holiday gifts amid steady prices. Similar cases, like Facebook’s ad spam suits, show low claim rates (just 3-12%) mean bigger shares for those who file.
Who Qualifies for the Cash App Settlement Payout?
Not every Cash App user makes the cut – this is for Washington folks hit by specific texts. You qualify if:
- You lived in Washington state during the message dates (November 14, 2019 – August 7, 2025).
- Your phone got at least one Cash App referral or promo text without you first saying yes to marketing.
- You weren’t an employee of Block Inc., their family, or part of earlier lawsuits.
- You submitted a valid claim by October 27, 2025.
Even if you never downloaded Cash App, a single unwanted text counts – no need to prove harm, just that it happened. Phone number verifies you; screenshots help but aren’t required. No income limits – it’s a flat share of the fund. Excludes anyone who opted in for texts. Up to 2 million could qualify, but only timely filers get paid.
Here’s a quick table on key eligibility points:
| Requirement | Details | Notes |
|---|---|---|
| Location | Washington state resident during text period | Must confirm residency on claim form |
| Text Type | Referral/promo messages (e.g., “Get $5 for inviting friends”) | At least one from Nov 2019–Aug 2025 |
| Consent | No prior okay for marketing texts | Self-certify on form |
| Exclusions | Block employees, families, prior claimants | Automatic check via phone number |
| Claim Status | Filed by Oct 27, 2025 | Deadline passed; verify submission if unsure |
The Claim Process: Steps You Took (or Wish You Had) for Your Payout
The good news? Claiming was super easy – under 5 minutes online, no lawyers or fees needed. If you filed before October 27, 2025, you’re set; if not, unfortunately, the door’s closed (no late entries). Here’s how it worked:
- Visit the Official Site: Head to BottomsTextSettlement.com – the only safe spot (avoid fakes!).
- Check Eligibility: Enter your phone number to see if it matches records.
- Fill the Form: Add name, address, phone, and confirm no consent. Pick payout method (direct deposit, check, or digital wallet).
- Submit and Track: Hit send online or mail it. Get a confirmation email; dashboard shows status.
- Wait for Review: Claims checked for fraud (about 40,000 approved so far in similar cases).
No proof docs upfront, but appeals open if denied (80% win rate with extras like screenshots). Over 667,000 claims filed in related suits – low numbers boost your share.
Common Mistakes to Avoid (Even Now for Tracking)
Don’t share SSN or pay fees – real process is free. If you think you filed but unsure, email the admin at info@BottomsTextSettlement.com.
Payout Details: How Much, When, and What to Expect
The $12.5 million pot splits after fees – your cut depends on total valid claims (fewer means more cash). Estimates: $88 minimum, up to $147 if low turnout. Based on past cases, expect the higher end since only 3-12% typically file.
- Timeline: Final approval December 2, 2025; objections end soon after. Payouts start early 2026 (Jan-Feb likely), with emails 30 days before. Track on the site.
- How Paid: Direct deposit (fastest, 1-2 weeks), paper check (2-4 weeks), or prepaid card.
- Taxes: Not income – no IRS hit, but save records just in case.
If appealed, delays to mid-2026. Related $15 million data breach settlement (from 2024) pays up to $2,500 for losses, with claims closed November 18, 2024 – separate but similar process.
Payout estimate table based on claim volume:
| Total Valid Claims | Estimated Per Person | Example Scenario |
|---|---|---|
| Under 500,000 | $120–$147 | Low filer turnout (ideal) |
| 500,000–1 million | $100–$120 | Average response |
| Over 1 million | $88–$100 | High claims; still worthwhile |
Watch Out for Scams Around the Cash App Settlement
With big bucks on the line, fakes are everywhere – phishing emails or sites mimicking BottomsTextSettlement.com to steal info. FTC reports 35% jump in fraud tied to settlements. Red flags: Requests for money upfront, SSN demands, or “guaranteed $147 now” links. Stick to the official site; report suspects to FTC.gov. X users share warnings: “Filed my Cash App claim – got confirmation, no fees!”
Frequently Asked Questions (FAQ)
What is the Cash App $12.5 million settlement 2025?
It’s a payout deal for Washington residents getting unwanted Cash App promo texts from 2019-2025, no fault admitted by the company.
Who qualifies for the Cash App settlement payout?
Washington locals who got referral texts without consent and filed a claim by October 27, 2025 – no app use needed.
When do Cash App settlement payments arrive in 2026?
Early 2026 after December 2 approval; direct deposits first, then checks – track on the site.
How much is the Cash App settlement per person?
$88 to $147, based on claims filed; higher if fewer people join.
Can I still claim the Cash App settlement if I missed the deadline?
No, October 27, 2025, was final – but check your email for confirmation if you think you filed.
Conclusion
The Cash App $12.5 million settlement 2025 is a solid reminder that your right to quiet phone time pays off – up to $147 for those spam texts if you qualified and claimed by October 27. With final approval locked on December 2 and payouts eyed for early 2026, Washington folks who filed can look forward to easy cash via direct deposit or check, prorated from the fund after fees.
This isn’t just money; it’s a push for better privacy rules in our always-on world. If you submitted, keep an eye on BottomsTextSettlement.com for updates – and dodge those scam traps. Missed it? Watch for state AG alerts on similar suits. In tough times with prices up, every bit helps – claim your wins, stay safe online, and let this be your hassle-to-holiday boost.